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Consumer Bankruptcy

Whether you’re overwhelmed by medical bills, behind on credit cards, being sued by a creditor, or simply trying to understand whether bankruptcy is the right path, Wright Law is here to help you make informed, empowered decisions with dignity and support.

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Compassionate guidance.

As an experienced Wyoming bankruptcy firm, we help individuals, families, and small businesses across Wyoming understand their legal options and create a clear plan to regain financial stability.

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Clear answers.

If you are searching for a Wyoming bankruptcy lawyer who will put your needs first, we are here to guide you every step of the way.  We want you to make good decisions based on your unique needs.

That's why we collect detailed information before your consultation,

so the focus is on the solution, not the problem.

 

A fresh financial start.​​​

In addition to traditional bankruptcy support, we also provide assistance with Student Loans, including exploring options for restructuring or discharging loans in bankruptcy under the most recent legal standards. New DOJ Guidance means over 85% of borrowers are recommended for either full or partial discharge of student loans.​​

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Our Services

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1

Chapter 7 Bankruptcy

Often called "wipe out" bankruptcy, Chapter 7 is a relatively quick process which results in the "discharge" (elimination) of most debts.  Qualification is based on income.  Chapter 7 shows for 10 years on your credit report.

2

Chapter 13 Bankruptcy

Chapter 13 is known as "repayment plan" bankruptcy, and involves reconfiguring your debts into one, more affordable, lump-sum payment based on your income and other monthly expenses.  You get to keep your assets, stop foreclosure or repossession, and may even eliminate some unsecured debts. Chapter 13 shows for 7 years on your credit report.

3

Student Loan Discharge

The latest DOJ guidance provides objective standards and streamlined processes for discharging student loans in bankruptcy.  Success rates for applicants exceed 85%, with courts accepting those recommendations 98% of the time, according to a 2024 letter from U.S. Senators Warren, Durbin, Whitehouse, and Warnock.

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Serving Clients Across Wyoming

We represent clients in every county in Wyoming, including rural residents who often struggle to find experienced bankruptcy counsel. Virtual appointments make the process simple, private, and convenient — no matter where you live.

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What Can Bankruptcy Do for You???

Bankruptcy can:

✔ Stop lawsuits

✔ Stop wage garnishment

✔ Stop repossessions

✔ Stop foreclosure

✔ Wipe out credit card debt

✔ Eliminate medical debt

✔ Erase personal loans and old judgments

✔ Provide space to breathe and rebuild

Life happens — illness, job loss, divorce, economic downturns, unexpected emergencies. Filing for bankruptcy isn’t failure. It’s a legal tool designed to give you a fresh start.

Bankruptcy cannot:

✘ Eliminate child support or alimony

✘ Remove most tax obligations

✘ Discharge criminal fines

✘ Fix future financial habits 

​"Every financial story is different. As a Bankruptcy Attorney, my job is to help clients understand their options, protect what matters most, and regain control of their future."

-Rebecca Wright

Wyoming Bankruptcy Attorney

Founder, Wright Law, LLC

Success Stories

Photos and names have been changed to protect client confidentiality.

Wyoming Exemptions

Not legal advice.  Not a complete list.  Subject to change without notice.

© 2025 by Wright Law, LLC.

All rights reserved.

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