Consumer Bankruptcy

In Wyoming, bankruptcy attorney fees commonly run $2,000–$4,000, plus court costs and other fees. A lawyer helps protect assets, prevent mistakes, and reduce stress, often saving more than they cost. If paying feels impossible, ask about options like payment plans, bifurcated representation, or Chapter 13 payment plans. The earlier you speak with an attorney, the more options you have.

If you’re juggling medical bills, credit cards, and high-interest loans, “debt management” can sound safer than filing bankruptcy. But here’s the hard truth: debt management programs can’t stop collection calls, lawsuits, garnishments, repossessions, or foreclosure. For many families, things get worse before they get better. Bankruptcy flips that script—bringing legal protection and a clearer path forward right away.

The latest guidance from the Department of Education explains how the Big, Beautiful Bill changes student loan debt, repayment, new IBR access, RAP rules, and key borrower deadlines.

What is Chapter 13 Bankruptcy? Who is it for, What debts can be included, and How Does it Work?

What Is Chapter 7 Bankruptcy? Who qualifies, what debts can be included, and How it Works

Highlights and key differences between Bankruptcy Chapter 7 and Chapter 13, and Debt Management to determine which is right for you.

If you’re already having trouble paying your bills, how can you afford legal fees? The truth is, there are practical ways to pay for a bankruptcy attorney—and in many cases, the cost is far less than continuing to struggle with overwhelming debt.